Choosing the Right Company Structure in 2026
When you launch or restructure a business in South Africa, most SMEs and investors choose between three options: a private company (Pty Ltd), a trust, or a hybrid structure, which combines the two. This decision determines how your business is taxed, how risk is managed, and how easily you can raise funding or scale. With […]
Is your business covered for loss of income?
It’s all well and good being paid out for your assets, but what about the foregone earnings in the meantime? Small business owners who have a short-term commercial insurance policy are often not aware that they may not be covered for the loss of income, under a standard commercial policy. Although a standard short-term insurance […]